+- Adultwork Forum (https://adultworkforum.com)
+-- Forum: General (Public) (https://adultworkforum.com/forumdisplay.php?fid=1)
+--- Forum: The Lounge (Public) (https://adultworkforum.com/forumdisplay.php?fid=2)
+--- Thread: odd question..... (/showthread.php?tid=11279)
odd question..... - Tara25 - 20-09-2018
hi ladies
in a sh***y situation at moment, and i mean really...im skint and about to be evicted unless i stump up rent...im in arrears. I wouldn't b in this situation but this year has been awful and as not worked much iv not earnt enough and its been last thing on my mind...soooooooooo...was wondering if anyone knows anywhere i can gt a loan from at all? xxx
RE: odd question..... - Miss Deviant - 20-09-2018
(20-09-2018, 21:04)Tara25 Wrote: hi ladies
Oh hun PLEASE don't get a loan. You'll end up getting yourself in even more debt. Never borrow from Peter to pay Paul. Have you offered a reduced rate payment plan, based on what you can afford?
RE: odd question..... - 3CA - 21-09-2018
[quote pid='104039' dateline='1537477962']
Oh hun PLEASE don't get a loan. You'll end up getting yourself in even more debt. Never borrow from Peter to pay Paul. Have you offered a reduced rate payment plan, based on what you can afford?
[/quote]
And only offer what you know you are able to pay. Far better to pay more when you are able to than not pay what you've promised. It will show that you're trying to resolve the problem rather than letting it continue.
RE: odd question..... - Madame X - 21-09-2018
(20-09-2018, 21:04)Tara25 Wrote: hi ladies
You would be best looking at Money Saving Experts (Martin's Money Tips) and getting info from there...
I used a company called Payplan in the olden days and they helped (massively) to set up a Debt Management Plan for me and contacted all my cards etc as I couldn't face any of it..
I feel for you as it's a very easy slope to slip down - but you CAN get out of debt with the right help..
Good Luck
x x x
RE: odd question..... - 3CA - 21-09-2018
I hate adding to your problems but don't forget any money you may owe HMRC. Too many people think there's nothing due because your earnings are below the personal allowance level (£11,500 during the current year) but unless your self employed income is below £1000 per year you have to register with HMRC.
HMRC used to chase taxpayers and were very active making sure as many people registered as possible. Now they are quite prepared to sit back knowing that the tax liability doesn't disappear and penalties will often increase it.
Send me a Private Message if you need some advice.